Take control of your finances with AI.
Smart insights, automated budgeting, and an AI copilot that understands every transaction — all in one intelligent banking experience built for the next generation.
One intelligent home for your money.
Chat with your money. Ask anything, get actionable answers.
Transactions labeled with confidence scores in real time.
Forecasts that warn you before you overspend.
AI-built savings plans tailored to your lifestyle.
Investor-grade charts you'll actually want to open.
End-to-end encryption with biometric protection.
Talk to your money. Get clarity, not spreadsheets.
Finova's copilot understands your spending, your goals, and your bank in plain English. Ask anything — from "can I afford this trip?" to "build me a budget."
- Detects unusual spending and subscriptions automatically
- Generates personalized budgets in seconds
- Predicts when you'll hit each savings goal
- Explains every AI decision with confidence scores
How it works
Securely link your bank accounts in seconds.
AI categorizes every transaction with confidence.
Get personal budgets, goals, and savings tips.
Loved by a new generation.
"Finova spotted €70/mo in subscriptions I didn't even use."
"The AI copilot is wild. It built my entire budget in 10 seconds."
"Finally a banking app that actually helps me save."
Simple, fair pricing.
Start free. Upgrade when you're ready.
Frequently asked.
Is my financial data secure?+
Yes — Finova uses bank-grade end-to-end encryption and never sells your data.
Which banks do you support?+
We support 4,500+ banks across the EU, UK, and US via secure Open Banking.
Is the AI actually useful?+
Our AI analyzes patterns in your real spending and writes personalized recommendations, not generic tips.
Do you have a free plan?+
Yes. The Starter plan is free forever and includes core AI insights.